父母们都了解 SSPN 吗？

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父母们都了解 SSPN 吗？

各位家长注意啦！距离年尾还剩3个月的时间，不要错过哦！

SSPN可以让你的 2021 年的个人税务减免高达 RM 8,000.00。

为了节省您的个人税务，赶快在31/12/2021 前行动

什么是SSPN？

• 它是一个国名教育储蓄计划

• 为了鼓励父母们培养良好的储蓄习惯，提早为孩子准备教育基金

SSPN-I & SSPN-I Plus的分别

SSPN-I 就是现在所谓的SSPN Prime

• 纯储蓄的存款计划

• 存款者无需每个月固定存款

SSPN-I & SSPN-I Plus的分别

SSPN-I Plus就是现在所谓的SSPN Plus

• 它类似是储蓄保险配套，可享有人寿保险，36种疾病医药保障，住院补贴等等。

SSPN可以扣税吗？

• SSPN-I 税务减免高达RM8,000

• SSPN-I PLUS 则分成两个部分

(i) 净存款 – 税务减免高达RM8,000

(ii) 人寿保险 – 税务减免高达RM3,000

税务减免例子

X先生在2021年总存款是RM8,000

间中他也提出RM2,500

所以他的净存款和税务减免将会是RM5,500

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